Obviously, if you want good credit, you’ll pay your bills on or before their due date.
To learn more about utilities reporting to credit agencies, see "The Movement to Put Utility Payments on Credit Reports" from the New York Times.
If you’re carrying balances on several credit cards, it’s tempting to pay off your smaller balances first, thinking that will motivate you to attack the larger debts.
Today, I fall into the 800-850 range, shared by 18.3 percent of the U. It wasn’t easy, but I learned a few tricks to boost a credit score quickly along the way. Your first step: Order a copy of all three credit reports from the major players – Equifax, Trans Union, and Experian.
You can order one free copy per year from each credit bureau through Annual Credit
You’re probably selecting a role that’s already been taken on your account.